We have always heard about the January slope: that period after the Christmas holidays in which the pockets are emptied by the rise in the prices, the return to routine and facing the cost of all the Christmas gifts that have been bought. But, there is a worse slope and one that is not talked about as much: the September slope.
The return to the routine, returning from the beach vacation and, if that were not enough, the very expensive back to school… It is normal for you to have nightmares.
At BeZen we offer you some tips to improve your financial (and mental) health during this difficult month.
Make a budget
We all like to be leaves moved by the wind and spend when we feel like it, but in a month of so many responsibilities it is essential to prioritize some expenses and leave others for later.
Make a list of all the big expenses you will have in September. To refresh your memory, two of the most important ones are:
- Energy expenditure: September is the end of summer, and also the beginning of autumn. This is a double-edged sword because one day you're tearing your hair out over the air conditioning bill, and the next you're tearing your hair out over the heating. Think yes or yes you are going to spend on electricity.
- The school supplies: whether you are a parent or a university student, you are going to need new materials, textbooks or uniforms from the school. And unfortunately, they are not cheap.
Reuse and recycle
Building on the above, there are a thousand ways to reuse materials you already have at home or even buy from second-hand stores (there are countless of them on the Internet). This in addition to being cheaper, is more sustainable.
Markers, pens, backpacks, uniforms, calculators... all of them can be reused from one year to the next (if they are in good condition).
Regarding school, if you search carefully, you will most likely find the textbooks you need at half price on second-hand pages (and many times they are in perfect condition). conditions).
University students have it even easier: university libraries usually provide textbooks completely free, and thank goodness, because they cost a fortune. Of course, you must be quick and go as soon as possible so that no one takes them before you.
Avoid whims
Who doesn't like a new cell phone or cool sneakers? But, you have to have a head. Do you really need a new cell phone? Yours is only a year old and works perfectly... And the white sneakers? If on your birthday they already gave you the black ones and you have barely worn them for the first time...
No more unnecessary expenses! Those will come when you have a little extra money, but in the September season, any savings is more than welcome.
Take advantage of the sales
Many companies try to take into account the problem of returning to routine and the enormous receipt of things to pay for families. Therefore, you can take advantage of supermarket and store offers (both physical and online) to save.
Also, in September there is a tendency to remodel or buy furniture, since with the end of summer it is less hot and it is more feasible to work on it.
We at BeZen offer you additional 10% discounts throughout the website starting September 1st until September 30th. We want your return to “real life” to be comfortable and relieved.
Plan your work and free time
The financial factor is essential to have under control, but we forget that this stage is not only hard on the wallet: our mental health deteriorates and the stress of everyday life begins.
With little free time, the lack of organization after returning to work and studies and saying goodbye to the towel and swimsuit until next year, anyone gets overwhelmed.
Before all the chaos begins, take 1 hour (or even less) out of your day to get organized: plan the times you are going to have At work and in class, if you have an important appointment or event mark it on your calendar and try to specify which days you are going to have free to make sure you have them for yourself. Don't lose sight of your free time, it's crucial to take breaks!
